FREE CHECKING THAT PAYS
With three different checking account options, JFCU’s accounts come with all the benefits and services you need. From 24/7 anywhere access and automatic overdraft protection, to no ATM fees and daily interest-bearing options...we have it all.
No Monthly Charges
No monthly service charge if you maintain a specified minimum daily balance.
24/7 account access through mobile banking app whenever and wherever you are.
Online Banking & Bill Pay
Online banking is a quick and efficient way to manage your finances securely. Plus, it’s free!
No charge for Direct Deposit, preauthorize charges, or automatic transfers
The higher minimum daily balance account you choose, the higher the daily interest you earn.
No ATM Fees
Enjoy no ATM fees at over 300,000 ATM machines in all 50 states.
Automatic overdraft protection from your savings account (nominal service fees may apply).
Our voice response system, Sparky, provides 24/7 account information, transfers and more over the phone.
"Large enough to serve you yet small enough to provide personal, friendly service...They know that service is the difference."
Shop online or in-store with confidence knowing your JFCU Debit Card ensures secure and convenient transactions. Your debit card includes chip technology, a microchip embedded in the card adds a new layer of protection against fraud for purchases made at the point of sale. Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting. These cards are already in wide use around the world and are now becoming the standard in the U.S..
Shop worry-free and confidently with our security protections.
- Contactless convenience for touch-free purchases
- Chip Technology encrypts your transactions to safeguard personal information
- 24/7 fraud monitoring
- Safer than cash or checks
Whether you’re shopping online, over the phone, or in stores, you can use your Debit Card everywhere Visa Cards are accepted.
- No minimum purchase amount
- Accepted at millions of merchants worldwide
- Compatible with Apple Pay®, Samsung Pay® and Google Pay™
- Skip the ATM, get cash back at the register
See a charge you don’t recognize? It’s much easier to communicate directly with the merchant where the charge originated from about the unrecognized transaction. Most of the time they are able to offer a credit/refund.
It’s also important to note, that not every transaction you don’t recognize means your identity has been stolen. Kids often make purchases online without their parents’ knowledge and many people don’t remember to cancel subscriptions after a free trial ends.
However, if fraud is suspected on your debit or credit card, it is important to contact us immediately to help resolve the issue quickly.
We have a list of contact information for common merchants on how to dispute a transaction with them.
Lost or Stolen Debit Card
Please call us to report lost or stolen cards, we can be reached at 800-566-1533.
Debit Card Support
Having problems with debit card purchases?
Give us a call 800-566-1533.
Activate Your New Card
Call 800-290-7893 or +1-206-624-7998
Change or Update Your PIN
Call 800-290-7893 or +1-206-624-7998. An audio response unit prompts you to enter your card account number, zip code and then the last 4 digits of the primary cardholder’s social security number, and the PIN you want to select. The PIN change is effective immediately.