FEE SCHEDULE
Effective November 1, 2024
| Membership | $5 |
| Non-Sufficient Funds (NSF) | $25 per item |
| Courtesy Pay Member Privilege item | $35 per item |
| Copy of Cleared Check | $2 per page |
| Returned Check -Two-Party Check | $10 per item |
| Returned Check -payable & drawn on same person | $35 per item |
| Christmas Club early withdrawal | $20 per w/d |
| Stop Payment | $35 per item |
| Account Research & Reconciliation | $25 per hour |
| Inactive or Dormant Share (12 months of no activity) | $5 per month |
| Statement reprint | $5 per statement |
| Verification of Deposit | $10 |
| Legal Processing | $100 per request |
| Tax Levy/Garnishment | $50 per request |
| Account Closure (within 90 days) | $25 |
| IRA rollover to other Fl | $50 per request |
| Term 6 months or less | 3 months interest |
| Term more than 6 months | 6 months interest |
| Same-Day/Next Day Payments | $15 |
| Credit/Debit Card Replacement | $5 |
| Expedited Card or Pin Replacement | $75 |
| Incoming Domestic Wires | $15 |
| Outgoing Domestic Wires | $30 |
| Return/Invalid Wire Fee | $35 |
| Rush Fee (same business day after 2:30pm) | $25 |
| Documentation Fee | $40 |
| Short Term Loan App Fee | $20 |
| Return Loan Payment/Return Check, EFT or ACH | $35 |
| Account Research & Reconciliation | $25 per hour |
| Consumer Loan Late Payment (15 or more days) | $25 |
| Skip-a-Payment | $20 |
| Repo Redemption Fee | $100 |
| Credit Report | $147 |
| Employment Verification | $256 |
| Fraud Prevention Fee | $11 |
| IRS Tax Return Verification | $15 |
| SSN Verification | $8 |
| Verification of Deposit –Account Check | $30 |
| Property Appraisal | $575 |
| Property Survey | Actual Cost |
| Title Insurance and endorsements | Actual Cost |
| Recording fees -deed and/or mortgage | Actual Cost of Filing |
| Documentary Stamps | Actual Cost |
| Tax service fee | $80 |
| Flood Zone Determination and life of loan tracking | $10 |
| Wood destroying organisms report | Actual Cost |
| Satisfaction of Mortgage | Actual Cost of Filing |
| Account Research & Reconciliation | $25 per hour |
| Return Loan Payment/Return Check, EFT or ACH | $35 |
| Copying | $2 per page |
| Facsimile | $2 per page |
| Return Mail/ Bad Address | $5 per month |
| Postage | Actual Cost |
| Unrolled coin deposit or exchange | 10% of coin total |
| Check Cashing -Non Members | $10 per item |
| Real Estate Loan Late Payment | – For mortgage loans originated prior to 2020, a fee of 5% of the payment due will be applied if payment is not received within 15 days of the due date. – For mortgage loans originated after 2020, late payment fees may vary based on the loan terms. Please refer to your loan agreement or contact our mortgage service team for specific details. |
| Escheatment Processing | $25 per account |
Note
If members accounts have less than the fee required, we may charge less than the disclosed fee but up to amount of funds on deposit, including the membership hold, for the following fees:
- Dormant Shares
- Return Mail/Bad Address
- Escheatment Processing
